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Terry Nazon

The Astrology of Money and Prosperity


The 4th, 8th, and 12th house are the Karmic houses. Typically there are eight good astrological houses and four not so good or challenging astrological houses. The 4th, 6th, 8th, and 12th. Three of these houses are also the water sign houses with the exception of the 6th house witch is a mutable house.  The houses that influence your money and wealth abundance and prosperity or debts are the 2nd house, 4th, 6th, 8th, and 12th.  houses in one's horoscope that most affect your finances and prosperity and whether you hang on to money or lose it.  The 2nd house is a Taurus house and ruled by Venus, the 4th house is a Moon ruled house connected to the sign of Cancer, and holding on to things or how deeply your feet are dug into the Earth, the 6th house is work, and debts and is ruled by Mercury,  the 8th house is ruled by Pluto. The 12th house is losses, calamities, and debts ruled by Neptune. Of course, those are very simple meanings.

The 4th house, which is ruled by the Moon, is the house that deals with the income needed to provide for one's daily needs and household expenses, such as food and rent.  Just as the Moon changes signs, this house and its ruler, the Moon, can fluctuate and change. The 4th house is a wealth-building house. Accumulation of property and assets is ruled by your 4th house. The 8th house deals with banking and credit and others’ money to which we have access, such as a spouse's income, credit, or inheritance. It rules debt and all of our subconscious material urges. Since money can be very personal, the 8th house rules these personal feelings towards possessions. It's where we are selfish and sells out for money! The 8th  house is ruled by the planet Pluto. The 12th  house is a serious one because it deals with financial and karmic debt. It rules fears, addictions, self-undoing, laziness, and our ability, through faith and belief, to overcome our fears and the subconscious longings that hinder or debilitate us. The 12th house is ruled by the planet Neptune.

The 12th  house is ruled by Neptune and explains how we interact with reality, fantasy, and belief in what we cannot see, like faith. It’s where we get overly excited and way too down or depressed. Normally, the debt must be cleared or dealt with before we can move on to the future. We usually are not allowed to proceed forward, or we are somehow blocked and given ample chances for clearance from moving on to the future before we have dealt with the debts of the 12th house and the past.

Planets that influence money and wealth are Venus, the ruler of the 2nd  house of money; the Moon, which is your ability to hang on to money, save, and meet your needs; Mercury which is transactional; and Pluto, which rules big money! Having beneficial planets in any of these houses helps a lot. Of course, a complete analysis of your birth chart needs to be done to find the wealth in your chart! To develop a fuller understanding of the astrological chart regarding our financial situation, you look to the houses, the planets in the houses, then where the ruler of the house is located, and how those particular planets are aspected. Are they stand-alone planets? Are they aspected by trines, indicating ease or laziness? Are they aspected by squares which indicate challenges and also determination? ©

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